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At its core, an assisted move scheme is designed to help someone coordinate the sale of their existing home alongside the purchase of a park home, rather than leaving the two to run on entirely separate, uncoordinated timelines. Depending on how a scheme is structured, that support can include help with marketing an existing property, coordination with estate agents, or general guidance through the practical steps of selling one home while buying another. The precise mechanics vary by provider and by scheme, which is exactly why it is worth treating any scheme as something to confirm directly rather than something to assume.

Find out more at downsizing in retirement.

That said, tax treatment depends on individual circumstances, and rules can be interpreted differently depending on a person's own financial position. This article is a general explanation of why the position differs, not a statement of how it applies to any one person's situation. Anyone with questions about their own liability, or about how a park home purchase fits into their wider financial or tax position, should speak to an independent financial adviser or accountant before making a decision. Tingdene Residential Parks can confirm the practical details of a specific park and home, but individual tax advice should always come from a qualified adviser.

If you have come across the phrase "park home" for the first time, it is easy to picture something closer to a caravan or a holiday chalet. In fact, a residential park home is a proper, permanent home, built to strict UK residential standards and designed to be lived in all year round, every year, not just for a holiday season.

A residential park is a different proposition entirely. Homes here are twelve-month residences, built to residential specifications, and the park itself operates as a genuine, permanent community rather than a seasonal destination. There are no restrictions on how many months of the year a resident can live there, because living there full time is exactly what the park is designed for. Amenities, maintenance schedules and community life are all built around permanent residents rather than holidaymakers passing through for a week or two.

What an assisted move scheme is not is a replacement for independent legal or financial advice. Anyone considering a scheme of this kind should still take their own advice on the sale of their existing property and on the terms of any new agreement, in the same way they would for any other house move. A scheme can make the logistics more manageable, it does not remove the need for due diligence, and it is not a substitute for reading any agreement carefully before signing it.